Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer , and mortgage professional of 25 years, I have the knowledge and expertise you need to explore the many financing options available.  I take pride in helping veterans achieve the dream of home ownership but I also specialize in First Time Home Buyers, Second Chance Credit Applicants, and Manufactured Housing Loans. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations.  After you've applied, I'll call you to discuss the details of your loan.As always, you may contact me anytime by phone or email for personalized service and expert advice. I look forward to working with you. If I don't answer feel free to text me,I will always get back to you in short order.